What Is Medicare? What Does It Cover?

Jon Nolan Insurance - Medicare Health & Life

Medicare:

Is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.

Different parts of Medicare cover different services:

You may hear about four parts of Medicare: Part APart BPart C, and Part D.

  1. Part A (Hospital Insurance) covers most medically necessary hospital, skilled nursing facility, home health, and hospice care. It is free if you have worked and paid Social Security taxes for at least 40 calendar quarters (10 years); you will pay a monthly premium if you have worked and paid taxes for less time.

  2. Part B (Medical Insurance) covers most medically necessary doctors’ services, preventive care, durable medical equipment, hospital outpatient services, laboratory tests, x-rays, mental health care, and some home health and ambulance services. You pay a monthly premium for this coverage.

       Selecting an agent who is aligned with the major carriers is important so that you are assured to receive complete information and objective guidance.