High Deductible Gap Supplement Insurance

A high deductible gap supplement insurance plan works alongside an employer’s primary medical plan. It pays based on the Explanation of Benefits (EOB) from the major medical plan, directly reimbursing the subscriber or the healthcare provider. Benefits are paid according to a specified schedule, up to a maximum coverage limit. These plans may include their own supplemental deductible or coinsurance, which subscribers must meet before receiving reimbursements.

Gap insurance covers expenses applied toward your major medical deductible and coinsurance. It generally mirrors the coverage provided by your main health plan, except it typically does not include professional fees for doctor visits or medical clinic treatments, outpatient prescriptions, vision care, dental services, or standard copayments.

Jon Nolan Insurance proudly offers high-quality gap supplement insurance services to customers throughout Dallas, Fort Worth, Arlington, Frisco, and the entire DFW region. For over two decades, our supplemental insurance products have enhanced basic Medicare coverage, addressing additional needs such as cancer, critical illness, heart attack & stroke, hospitalization, and more.